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Rappazzo & Bauscher, PLLC

Attorneys at Law

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Legal Services

Bankruptcy

Bankruptcy

Rappazzo & Bauscher, PLLC are Schenectady, New York based bankruptcy attorneys. Primarily, we help our clients take advantage of Chapter 7 bankruptcy protection. This allows individuals, and even small business owners, to liquidate their assets and to discharge debts. 


We Take On Cases in These Counties: 


Schenectady, Albany, Rensselaer, Montgomery, Schoharie, and Saratoga
 

Contact us online or call us at 518-374-2580. We are ready to help.

Important Bankruptcy Information

There are important differences between Chapter 13 and Chapter 7, and we’ll guide you through each and every step of your case.  We may even be able to help you get rid of your debt without losing key assets such as your home or car.

We offer the following general information to potential clients seeking bankruptcy information within the Northern District of New York:

 

  • Bankruptcy and Divorce
  • Bankruptcy Dos and Don'ts
  • Bankruptcy Qualification
  • Chapter 7
  • Chapter 7 for Small Businesses
  • Consolidation versus Bankruptcy
  • Converting Chapter 13 To Chapter 7
  • Differences Between Chapter 7 And Chapter 13
  • Debt Settlement or Negotiation
  • Emotional Aspects of Bankruptcy
  • Not-So-New Bankruptcy Laws
  • Secured and Unsecured Debt
  • Settlement versus Bankruptcy
  • Small Business Bankruptcy

 

It is important to work with a professional attorney who has the skills, experience, and tools to evaluate all aspects of your situation and to build a strategy for your bankruptcy case that meets your specific needs.  At our office, we have a culture of care where the needs and service of our clients are our first priority.

The Analysis, Experience and Commitment That You Need

What if you could end creditor harassment today?  Stop foreclosure proceedings?  Halt wage garnishments?  What if you could take the first step toward getting rid of your crushing medical debt and restoring your financial future?

To find out how we can help you take action to take back control of your finances, contact our friendly and experienced team online or by phone at 518-374-2580.

At the Rappazzo & Bauscher, PLLC, we know there are a lot of lawyers to choose from.  While many claim to be experienced bankruptcy attorneys, it is important to do your homework and make your choice carefully.  

We are here to answer your questions, analyze your unique financial circumstances and recommend sound legal strategies to eliminate your debt.  Often, Chapter 7 or Chapter 13 bankruptcy offers the best path to financial freedom for our clients.

Unlike other attorneys, we will never pressure you into filing for bankruptcy protection.  We may even determine you are not a good candidate upon review of your case and may recommend other options.


Most people have at least some wrong information about bankruptcy. Irrational fears often hold people back from utilizing this helpful process. We hope that by dispelling some of these myths, we can help you determine whether bankruptcy is the right course for you.